The EBICS Banking Communication Protocol
EBICS is a European interbank protocol: it can be used to exchange information with any bank in France, Germany or Austria. In addition to banks in these three countries, other European banks are integrating this protocol.
EBICS T
(for transport)
allows files
to be exchanged
EBICS TS
(for transport and signature)
enables files to be exchanged
and orders to be signed digitally
EBICS 3.0, what is it?

The EBICS banking protocol is used in France, Germany, Austria, and Switzerland. But these three countries have a different version of the protocol.
EBICS 3.0 was thus created to offer a harmonised version: its technical characteristics and functionalities are the same for all the using countries.

EBICS access and transmissions
- The banks provide their customers with an EBICS server which allows them to receive their statements (account statements...) and to send their banking orders (within the framework of a service contract)
- The banking and treasury management applications have an EBICS module allowing communication with the banks' servers
The EBICS protocol falls under the governance of EBICS SCRL, a joint company formed from the French and German banking standardisation committees.
The advantages of EBICS
A single system across France, Germany, Austria, and Switzerland Compatible with ISO 20022 formats, including SEPA Integrated personal Free access (quick and very secure, enabling very large files to be sent) |
EBICS in Allmybanks
Tight security conditions
- Your data is hosted in a highly secure environment
- Order validation rules depend on the amounts involved
- Authentication systems are highly efficient
Genuine autonomy
- All users can add new banks directly in Allmybanks with no input on the part of Exalog and no additional cost
- You create as many users as you want
- You set up validation workflows per your internal rules